Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
INTEREST INCOME
Interest and fees on loans	$ 4,705	$ 4,282	$ 13,811	$ 12,547
Interest and dividends on investment securities:
Taxable interest	470	547	1,531	1,765
Nontaxable interest	451	434	1,332	1,302
Dividends	23	28	86	91
Other interest income	11	4	33	13
Total interest income	5,660	5,295	16,793	15,718
INTEREST EXPENSE
Deposits	535	412	1,537	1,227
Short-term borrowings	2	1	5	3
Federal Home Loan Bank advances - short term	19	11	52	29
Federal Home Loan Bank advances - long term	159	202	479	602
Subordinated debt	28	23	81	67
Total interest expense	743	649	2,154	1,928
Net interest income	4,917	4,646	14,639	13,790
PROVISION FOR LOAN LOSSES	50	100	50	390
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	4,867	4,546	14,589	13,400
NON-INTEREST INCOME
Fees for customer services	538	522	1,570	1,491
Investment securities available-for-sale gains (losses), net	83	(3)	458	(3)
Trading security gains (losses), net		50	(47)	20
Mortgage banking gains, net	341	291	1,155	636
Earnings on bank-owned life insurance	80	83	253	255
Wealth management income	10	56	50	363
Other non-interest income	68	47	253	197
Total non-interest income	1,120	1,046	3,692	2,959
NON-INTEREST EXPENSES
Salaries and employee benefits	2,633	2,163	7,626	6,999
Net occupancy and equipment expense	532	509	1,595	1,501
State and local taxes	122	100	347	304
FDIC insurance expense	54	70	220	236
Professional fees	198	207	685	613
Advertising and marketing expense	130	130	402	265
Net losses from the extinguishment of debt			242
Other operating expenses	810	811	2,580	2,253
Total non-interest expenses	4,479	3,990	13,697	12,171
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	1,508	1,602	4,584	4,188
Federal income tax expense	313	375	854	896
NET INCOME	$ 1,195	$ 1,227	$ 3,730	$ 3,292
EARNINGS PER SHARE BASIC AND DILUTED	$ 0.27	$ 0.27	$ 0.85	$ 0.73
CASH DIVIDENDS DECLARED PER SHARE	$ 0.07	$ 0.06	$ 0.21	$ 0.18