Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 7,944	$ 8,454
Interest-earning deposits	14,343	10,042
Total cash and cash equivalents	22,287	18,496
Investment securities available-for-sale (Note 3)	164,138	153,901
Trading securities (Note 3)		8,134
Loans held for sale	4,039	4,033
Total loans (Note 4)	395,763	394,254
Less allowance for loan losses (Note 4)	(4,915)	(5,194)
Net loans	390,848	389,060
Premises and equipment	8,916	9,190
Bank-owned life insurance	17,301	17,328
Other assets	13,633	12,301
Total assets	621,162	612,443
LIABILITIES
Noninterest-bearing deposits	112,996	108,144
Interest-bearing deposits	395,456	388,260
Total deposits	508,452	496,404
Short-term borrowings	2,313	2,499
Federal Home Loan Bank advances - short term	14,000	17,000
Federal Home Loan Bank advances - long term	20,500	25,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	10,408	9,701
Total liabilities	560,828	555,759
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2016 and 2015; outstanding shares, 4,420,255 in 2016 and 4,404,783 in 2015	23,641	23,641
Additional paid-in capital	20,860	20,833
Retained earnings	20,654	17,851
Accumulated other comprehensive income (loss)	552	(238)
Treasury stock, at cost, 308,012 shares in 2016 and 323,484 in 2015	(5,373)	(5,403)
Total shareholders’ equity	60,334	56,684
Total liabilities and shareholders’ equity	$ 621,162	$ 612,443