Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 6,807	$ 8,454
Interest-earning deposits	12,176	10,042
Total cash and cash equivalents	18,983	18,496
Investment securities available-for-sale (Note 3)	163,614	153,901
Trading securities (Note 3)	182	8,134
Loans held for sale	5,477	4,033
Total loans (Note 4)	384,058	394,254
Less allowance for loan losses (Note 4)	(4,860)	(5,194)
Net loans	379,198	389,060
Premises and equipment	8,923	9,190
Bank-owned life insurance	17,221	17,328
Other assets	12,763	12,301
Total assets	606,361	612,443
LIABILITIES
Noninterest-bearing deposits	106,018	108,144
Interest-bearing deposits	382,657	388,260
Total deposits	488,675	496,404
Short-term borrowings	2,287	2,499
Federal Home Loan Bank advances - short term	14,000	17,000
Federal Home Loan Bank advances - long term	20,500	25,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	15,521	9,701
Total liabilities	546,138	555,759
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2016 and 2015; outstanding shares, 4,420,255 in 2016 and 4,404,783 in 2015	23,641	23,641
Additional paid-in capital	20,811	20,833
Retained earnings	19,768	17,851
Accumulated other comprehensive income (loss)	1,148	(238)
Treasury stock, at cost, 308,012 shares in 2016 and 323,484 in 2015	(5,145)	(5,403)
Total shareholders’ equity	60,223	56,684
Total liabilities and shareholders’ equity	$ 606,361	$ 612,443