Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Net cash flow from operating activities
Net cash (deficit) flow from operating activities	$ (25)	$ 209
Cash flow from investing activities
Purchases of available-for-sale securities	(35,045)	(3,939)
Proceeds from sale of available-for-sale securities	26,505
Proceeds from call, maturity and principal payments on available-for-sale securities	5,287	3,867
Net decrease in loans made to customers	20,405	16,277
Proceeds from sale of other real estate	61	40
Proceeds from bank-owned life insurance	280
Purchases of premises and equipment	(31)	(282)
Net cash flow from investing activities	17,462	15,963
Cash deficit from financing activities
Net decrease in deposit accounts	(14,463)	(17,290)
Net change in short term borrowings	1,109	839
Net change in Federal Home Loan Bank advances - short term	(5,000)	2,000
Repayments of Federal Home Loan Bank advances - long term	(4,500)	(4,000)
Proceeds from Federal Home Loan Bank advances - long term		4,000
Dividends paid	(309)	(272)
Net cash deficit from financing activities	(23,163)	(14,723)
Net change in cash and cash equivalents	(5,726)	1,449
Cash and cash equivalents
Beginning of period	18,496	10,569
End of period	12,770	12,018
Cash paid during the period for:
Income taxes		75
Interest	678	$ 648
Transfer of loans to other real estate owned	$ 47