Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
INTEREST INCOME
Interest and fees on loans	$ 4,386	$ 4,080
Interest and dividends on investment securities:
Taxable interest	555	670
Nontaxable interest	412	434
Dividends	28	28
Other interest income	12	5
Total interest income	5,393	5,217
INTEREST EXPENSE
Deposits	486	415
Short-term borrowings	1	1
Federal Home Loan Bank advances - short term	15	10
Federal Home Loan Bank advances - long term	164	200
Subordinated debt	26	22
Total interest expense	692	648
Net interest income	4,701	4,569
PROVISION FOR LOAN LOSSES		160
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	4,701	4,409
NON-INTEREST INCOME
Fees for customer services	520	483
Investment securities available-for-sale gains, net	358
Trading security (losses) gains, net	(34)	8
Mortgage banking gains, net	349	185
Other real estate gains- net	13
Earnings on bank-owned life insurance	81	86
Wealth management income	21	190
Other non-interest income	99	103
Total non-interest income	1,407	1,055
NON-INTEREST EXPENSES
Salaries and employee benefits	2,398	2,448
Net occupancy and equipment expense	527	487
State and local taxes	112	100
FDIC insurance expense	81	83
Professional fees	195	194
Advertising and marketing expense	121	50
Net losses from the extinguishment of debt	242
Other operating expenses	808	632
Total non-interest expenses	4,484	3,994
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	1,624	1,470
Federal income tax expense	262	321
NET INCOME	$ 1,362	$ 1,149
EARNINGS PER SHARE	$ 0.31	$ 0.25
CASH DIVIDENDS DECLARED PER SHARE	$ 0.07	$ 0.06