Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 7,171	$ 8,454
Interest-earning deposits	5,599	10,042
Total cash and cash equivalents	12,770	18,496
Investment securities available-for-sale (Note 3)	157,927	153,901
Trading securities (Note 3)	8,116	8,134
Loans held for sale	4,080	4,033
Total loans (Note 4)	373,788	394,254
Less allowance for loan losses (Note 4)	(5,180)	(5,194)
Net loans	368,608	389,060
Premises and equipment	9,009	9,190
Bank-owned life insurance	17,129	17,328
Other assets	12,754	12,301
Total assets	590,393	612,443
LIABILITIES
Noninterest-bearing deposits	109,188	108,144
Interest-bearing deposits	372,753	388,260
Total deposits	481,941	496,404
Short-term borrowings	3,608	2,499
Federal Home Loan Bank advances - short term	12,000	17,000
Federal Home Loan Bank advances - long term	20,500	25,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	8,919	9,701
Total liabilities	532,123	555,759
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2016 and 2015; outstanding shares, 4,404,783 in 2016 and 2015	23,641	23,641
Additional paid-in capital	20,833	20,833
Retained earnings	18,904	17,851
Accumulated other comprehensive income (loss)	295	(238)
Treasury stock, at cost, 323,484 shares in 2016 and 2015	(5,403)	(5,403)
Total shareholders’ equity	58,270	56,684
Total liabilities and shareholders’ equity	$ 590,393	$ 612,443