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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Net cash flow from operating activities      
Net income $ 4,378 $ 3,869 $ 1,784
Adjustments to reconcile net income to net cash flow from operating activities:      
Depreciation, amortization and accretion 2,534 2,465 3,221
Provision for loan losses 455 1,638 650
Investment securities available-for-sale gains, net (75) (588) (535)
Net impairment losses recognized in earnings     1,954
Other real estate (gains) losses, net   (9) 25
Originations of mortgage banking loans held for sale (39,191) (18,443) (249,714)
Proceeds from the sale of mortgage banking loans 36,575 18,907 275,305
Mortgage banking gains, net (785) (440) (1,491)
Increase in trading account (273) (614) (7,247)
Earnings on bank-owned life insurance (338) (336) (324)
Changes in:      
Interest receivable 83 (48) 90
Interest payable 7 (42) (69)
Deferred taxes 303 451 96
Prepaid FDIC assessment     1,187
Federal income tax receivable (260) 982 667
Other assets and liabilities (2,026) (586) 1,301
Net cash flow from operating activities 1,387 7,206 26,900
Cash deficit from investing activities      
Purchases of available-for-sale securities (29,055) (52,515) (50,377)
Proceeds from sale of available-for-sale securities 12,291 32,733 29,338
Proceeds from call, maturity and principal payments on available-for-sale securities 23,708 22,137 39,126
Net increase in loans made to customers (34,594) (13,649) (30,496)
Proceeds from sale of other real estate 41 99 321
Proceeds from sale of premises and equipment     14
Purchases of bank-owned life insurance   (1,605) (714)
Purchases of premises and equipment (2,302) (1,864) (894)
Net cash deficit from investing activities (29,911) (14,664) (13,682)
Cash flow (deficit) from financing activities      
Net increase (decrease) in deposit accounts 39,643 8,092 (28,232)
Net change in short-term borrowings (1,760) 455 (247)
Net change in Federal Home Loan Bank advances - short term 1,500 7,400 3,100
Proceeds from Federal Home Loan Bank advances - long term 4,000 3,000  
Repayments of Federal Home Loan Bank advances - long term (4,000) (12,500) (2,500)
Dividends paid (1,082) (816) (544)
Treasury shares (purchased) sold, net (1,850)   24
Net cash flow (deficit) from financing activities 36,451 5,631 (28,399)
Net change in cash and cash equivalents 7,927 (1,827) (15,181)
Cash and cash equivalents      
Beginning of period 10,569 12,396 27,577
End of period 18,496 10,569 12,396
Cash paid during the period for:      
Income taxes 1,010 320  
Interest 2,600 2,926 3,473
Transfer of loans to other real estate owned $ 62 $ 97 $ 234