Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 8,454	$ 6,588
Interest-earning deposits	10,042	3,981
Total cash and cash equivalents	18,496	10,569
Investment securities available-for-sale (Note 2)	153,901	162,247
Trading securities (Note 2)	8,134	7,861
Loans held for sale	4,033	632
Total loans (Note 3)	394,254	360,185
Less allowance for loan losses (Note 3)	(5,194)	(5,202)
Net loans	389,060	354,983
Premises and equipment	9,190	7,697
Bank-owned life insurance	17,328	16,990
Other assets	12,301	7,953
Total assets	612,443	568,932
LIABILITIES
Noninterest-bearing deposits	108,144	94,731
Interest-bearing deposits (Note 5)	388,260	362,030
Total deposits	496,404	456,761
Short-term borrowings	2,499	4,259
Federal Home Loan Bank advances - short term (Note 6)	17,000	15,500
Federal Home Loan Bank advances - long term (Note 6)	25,000	25,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	9,701	6,405
Total liabilities	555,759	513,080
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2015 and 2014; outstanding shares, 4,404,783 in 2015 and 4,527,848 in 2014	23,641	23,641
Additional paid-in capital	20,833	20,833
Retained earnings	17,851	14,555
Accumulated other comprehensive (loss) income	(238)	376
Treasury stock, at cost, 323,484 shares in 2015 and 200,419 shares in 2014	(5,403)	(3,553)
Total shareholders’ equity	56,684	55,852
Total liabilities and shareholders’ equity	$ 612,443	$ 568,932