Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
INTEREST INCOME
Interest and fees on loans	$ 4,282	$ 3,957	$ 12,547	$ 12,006
Interest and dividends on investment securities:
Taxable interest	547	673	1,765	2,037
Nontaxable interest	434	439	1,302	1,293
Dividends	28	29	91	92
Other interest income	4	5	13	15
Total interest income	5,295	5,103	15,718	15,443
INTEREST EXPENSE
Deposits	412	424	1,227	1,269
Short-term borrowings	1	1	3	2
Federal Home Loan Bank advances - short term	11	8	29	147
Federal Home Loan Bank advances - long term	202	271	602	712
Subordinated debt	23	22	67	66
Total interest expense	649	726	1,928	2,196
Net interest income	4,646	4,377	13,790	13,247
PROVISION FOR LOAN LOSSES	100	188	390	488
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	4,546	4,189	13,400	12,759
NON-INTEREST INCOME
Fees for customer services	530	527	1,499	1,470
Investment securities available-for-sale (losses) gains, net	(3)	4	(3)	197
Trading security gains, net	50	54	20	321
Mortgage banking gains, net	291	86	636	284
Earnings on bank-owned life insurance	83	87	255	248
Wealth management income	56	68	363	233
Other non-interest income	39	8	189	79
Total non-interest income	1,046	834	2,959	2,832
NON-INTEREST EXPENSES
Salaries and employee benefits	2,163	2,299	6,999	6,799
Net occupancy and equipment expense	509	461	1,501	1,408
State and local taxes	100	89	304	259
FDIC insurance expense	70	78	236	236
Professional fees	207	199	613	604
Other operating expenses	941	726	2,518	2,078
Total non-interest expenses	3,990	3,852	12,171	11,384
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	1,602	1,171	4,188	4,207
Federal income tax expense	375	216	896	881
NET INCOME	$ 1,227	$ 955	$ 3,292	$ 3,326
EARNINGS PER SHARE	$ 0.27	$ 0.21	$ 0.73	$ 0.73
CASH DIVIDENDS DECLARED PER SHARE	$ 0.06	$ 0.05	$ 0.18	$ 0.13