Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Interest and fees on loans	$ 4,185	$ 3,961	$ 8,265	$ 8,049
Interest and dividends on investment securities:
Taxable interest	548	681	1,218	1,364
Nontaxable interest	434	441	868	854
Dividends	35	35	63	63
Other interest income	4	5	9	10
Total interest income	5,206	5,123	10,423	10,340
INTEREST EXPENSE
Deposits	400	414	815	845
Short-term borrowings	1		2	1
Federal Home Loan Bank advances - short term	8	36	18	139
Federal Home Loan Bank advances - long term	200	254	400	441
Subordinated debt	22	22	44	44
Total interest expense	631	726	1,279	1,470
Net interest income	4,575	4,397	9,144	8,870
PROVISION FOR LOAN LOSSES	130	150	290	300
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	4,445	4,247	8,854	8,570
NON-INTEREST INCOME
Fees for customer services	486	484	969	943
Investment securities available-for-sale gains - net				193
Trading security (losses) gains, net	(38)	141	(30)	267
Mortgage banking gains, net	160	117	345	198
Earnings on bank-owned life insurance	86	88	172	161
Wealth management income	117	84	307	165
Other non-interest income	47	33	150	71
Total non-interest income	858	947	1,913	1,998
NON-INTEREST EXPENSES
Salaries and employee benefits	2,388	2,306	4,836	4,500
Net occupancy and equipment expense	505	466	992	947
State and local taxes	104	85	204	170
FDIC insurance expense	83	83	166	158
Professional fees	212	233	406	405
Other operating expenses	895	736	1,577	1,352
Total non-interest expenses	4,187	3,909	8,181	7,532
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	1,116	1,285	2,586	3,036
Federal income tax expense	200	246	521	665
NET INCOME	$ 916	$ 1,039	$ 2,065	$ 2,371
EARNINGS PER SHARE	$ 0.21	$ 0.23	$ 0.46	$ 0.52
CASH DIVIDENDS DECLARED PER SHARE	$ 0.06	$ 0.05	$ 0.12	$ 0.08