Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 7,571	$ 6,588
Interest-earning deposits	1,773	3,981
Total cash and cash equivalents	9,344	10,569
Investment securities available-for-sale (Note 3)	159,501	162,247
Trading securities (Note 3)	7,955	7,861
Loans held for sale	2,774	632
Total loans (Note 4)	357,873	360,185
Less allowance for loan losses (Note 4)	(5,454)	(5,202)
Net loans	352,419	354,983
Premises and equipment	8,373	7,697
Bank-owned life insurance	17,162	16,990
Other assets	11,291	7,953
Total assets	568,819	568,932
LIABILITIES
Noninterest-bearing deposits	94,115	94,731
Interest-bearing deposits	353,258	362,030
Total deposits	447,373	456,761
Short-term borrowings	5,483	4,259
Federal Home Loan Bank advances - short term	21,000	15,500
Federal Home Loan Bank advances - long term	25,000	25,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	8,353	6,405
Total liabilities	512,364	513,080
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2015 and 2014; outstanding shares, 4,517,849 in 2015 and 4,527,848 in 2014	23,641	23,641
Additional paid-in capital	20,833	20,833
Retained earnings	16,076	14,555
Accumulated other comprehensive (loss) income	(388)	376
Treasury stock, at cost, 210,418 shares in 2015 and 200,419 in 2014	(3,707)	(3,553)
Total shareholders’ equity	56,455	55,852
Total liabilities and shareholders’ equity	$ 568,819	$ 568,932