Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
INTEREST INCOME
Interest and fees on loans	$ 4,080	$ 4,088
Interest and dividends on investment securities:
Taxable interest	670	683
Nontaxable interest	434	413
Dividends	28	28
Other interest income	5	5
Total interest income	5,217	5,217
INTEREST EXPENSE
Deposits	415	431
Short-term borrowings	1	1
Federal Home Loan Bank advances - short term	10	4
Federal Home Loan Bank advances - long term	200	286
Subordinated debt	22	22
Total interest expense	648	744
Net interest income	4,569	4,473
PROVISION FOR LOAN LOSSES	160	150
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	4,409	4,323
NON-INTEREST INCOME
Fees for customer services	483	459
Investment securities available-for-sale gains - net		193
Trading security gains, net	8	126
Mortgage banking gains, net	185	81
Earnings on bank-owned life insurance	86	73
Wealth management income	190	81
Other non-interest income	103	38
Total non-interest income	1,055	1,051
NON-INTEREST EXPENSES
Salaries and employee benefits	2,448	2,194
Net occupancy and equipment expense	487	481
State and local taxes	100	85
FDIC insurance expense	83	75
Professional fees	194	172
Other operating expenses	682	616
Total non-interest expenses	3,994	3,623
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	1,470	1,751
Federal income tax expense	321	419
NET INCOME	$ 1,149	$ 1,332
EARNINGS PER SHARE	$ 0.25	$ 0.29
CASH DIVIDENDS DECLARED PER SHARE	$ 0.06	$ 0.03