Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 7,359	$ 6,588
Interest-earning deposits	4,659	3,981
Total cash and cash equivalents	12,018	10,569
Investment securities available-for-sale (Note 3)	162,583	162,247
Trading securities (Note 3)	7,929	7,861
Loans held for sale	1,398	632
Total loans (Note 4)	343,911	360,185
Less allowance for loan losses (Note 4)	(5,365)	(5,202)
Net loans	338,546	354,983
Premises and equipment	7,791	7,697
Bank-owned life insurance	17,076	16,990
Other assets	8,655	7,953
Total assets	555,996	568,932
LIABILITIES
Noninterest-bearing deposits	89,801	94,731
Interest-bearing deposits	349,670	362,030
Total deposits	439,471	456,761
Short-term borrowings	5,098	4,259
Federal Home Loan Bank advances - short term	17,500	15,500
Federal Home Loan Bank advances - long term	25,000	25,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	6,617	6,405
Total liabilities	498,841	513,080
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2015 and 2014; outstanding shares, 4,527,849 in 2015 and 4,527,848 in 2014	23,641	23,641
Additional paid-in capital	20,833	20,833
Retained earnings	15,432	14,555
Accumulated other comprehensive income	802	376
Treasury stock, at cost, 200,418 shares in 2015 and 200,419 in 2014	(3,553)	(3,553)
Total shareholders’ equity	57,155	55,852
Total liabilities and shareholders’ equity	$ 555,996	$ 568,932