Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 7,459	$ 8,271
Interest-earning deposits	8,926	4,125
Total cash and cash equivalents	16,385	12,396
Investment securities available-for-sale (Note 3)	165,006	160,886
Trading securities (Note 3)	7,799	7,247
Loans held for sale	953	656
Total loans (Note 4)	330,187	346,833
Less allowance for loan losses (Note 4)	(4,078)	(3,764)
Net loans	326,109	343,069
Premises and equipment	7,813	6,676
Bank-owned life insurance	16,903	15,049
Other assets	8,329	10,939
Total assets	549,297	556,918
LIABILITIES
Noninterest-bearing deposits	89,359	89,905
Interest-bearing deposits	340,896	358,764
Total deposits	430,255	448,669
Short-term borrowings	4,568	3,804
Federal Home Loan Bank advances - short term	22,500	8,100
Federal Home Loan Bank advances - long term	25,000	34,500
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	6,574	7,155
Total liabilities	494,052	507,383
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2014 and 2013; outstanding shares, 4,527,848 in 2014 and 2013	23,641	23,641
Additional paid-in capital	20,833	20,833
Retained earnings	14,239	11,502
Accumulated other comprehensive income (loss)	85	(2,888)
Treasury stock, at cost, 200,419 shares in 2014 and 2013	(3,553)	(3,553)
Total shareholders’ equity	55,245	49,535
Total liabilities and shareholders’ equity	$ 549,297	$ 556,918