Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 8,944	$ 8,271
Interest-earning deposits	2,774	4,125
Total cash and cash equivalents	11,718	12,396
Investment securities available-for-sale (Note 3)	170,913	160,886
Trading securities (Note 3)	7,679	7,247
Loans held for sale	56	656
Total loans (Note 4)	316,567	346,833
Less allowance for loan losses (Note 4)	(4,134)	(3,764)
Net loans	312,433	343,069
Premises and equipment	6,608	6,676
Bank-owned life insurance	16,815	15,049
Other assets	8,195	10,939
Total assets	534,417	556,918
LIABILITIES
Noninterest-bearing deposits	92,178	89,905
Interest-bearing deposits	332,887	358,764
Total deposits	425,065	448,669
Short-term borrowings	3,780	3,804
Federal Home Loan Bank advances - short term	5,000	8,100
Federal Home Loan Bank advances - long term	34,500	34,500
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	6,514	7,155
Total liabilities	480,014	507,383
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2014 and 2013; outstanding shares, 4,527,848 in 2014 and 2013	23,641	23,641
Additional paid-in capital	20,833	20,833
Retained earnings	13,510	11,502
Accumulated other comprehensive loss	(28)	(2,888)
Treasury stock, at cost, 200,419 shares in 2014 and 2013	(3,553)	(3,553)
Total shareholders’ equity	54,403	49,535
Total liabilities and shareholders’ equity	$ 534,417	$ 556,918