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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Net cash flow (deficit) from operating activities      
Net income $ 1,784 $ 2,913 $ 4,072
Adjustments to reconcile net income to net cash flows (deficit) from operating activities:      
Depreciation, amortization and accretion 3,221 3,060 2,411
Provision for loan loss 650 3,020 1,196
Deferred tax expense (benefit) 96 973 (61)
Investment securities gains (535) (14) (882)
Impairment losses on investment securities 1,954 171 202
Other real estate losses 25 35 113
Originations of mortgage loans held for sale (249,714) (244,112) (5,410)
Proceeds from the sale of mortgage loans 275,305 222,075 4,887
Net mortgage banking income (1,491) (1,772) (162)
Increase in trading account (7,247)    
Earnings on bank-owned life insurance (477) (510) (496)
Proceeds from IRS refund 933   1,400
Changes in:      
Interest receivable 90 154 205
Interest payable (69) (81) (94)
Prepaid FDIC assessment 1,187 272 647
Federal income tax receivable 667 (1,719)  
Other assets and liabilities 521 624 228
Net cash flow (deficit) from operating activities 26,900 (14,911) 8,256
Cash deficit from investing activities      
Purchases of available-for-sale securities (50,377) (71,540) (57,746)
Proceeds from sale of securities 29,338 24,796 14,458
Proceeds from call, maturity and principal payments on securities 39,126 46,884 44,370
Net increase in loans made to customers (30,496) (30,509) (24,636)
Proceeds from sale of other real estate 321 327 378
Proceeds from sale of premise and equipment 14    
Purchases of bank-owned life insurance (714) (694)  
Purchases of premises and equipment (894) (730) (336)
Net cash deficit from investing activities (13,682) (31,466) (23,512)
Cash (deficit) flow from financing activities      
Net (decrease) increase in deposit accounts (28,232) 54,136 31,256
Repayments of Federal Home Loan Bank advances (2,500) (1,500) (23,500)
Net proceeds from Federal Home Loan Bank 3,100 6,000 8,000
Net decrease in short-term borrowings (247) (722) (128)
Dividends paid (544) (136)  
Treasury shares reissued 24    
Net cash (deficit) flow from financing activities (28,399) 57,778 15,628
Net change in cash and cash equivalents (15,181) 11,401 372
Cash and cash equivalents      
Beginning of period 27,577 16,176 15,804
End of period 12,396 27,577 16,176
Cash paid during the period for:      
Income taxes   400 1,490
Interest 3,473 4,152 4,826
Transfer of loans to other real estate owned $ 234 $ 70 $ 80