Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
INTEREST INCOME
Interest and fees on loans	$ 15,993	$ 16,260	$ 15,264
Interest and dividends on investment securities:
Taxable interest	2,498	3,174	4,241
Nontaxable interest	1,408	1,411	1,421
Dividends	131	139	133
Other interest income	30	31	51
Total interest income	20,060	21,015	21,110
INTEREST EXPENSE
Deposits	2,102	2,698	3,293
Other short-term borrowings	3	5	5
Federal Home Loan Bank advances - short term	135	79	95
Federal Home Loan Bank advances - long term	1,074	1,189	1,247
Subordinated debt	90	100	92
Total interest expense	3,404	4,071	4,732
Net interest income	16,656	16,944	16,378
PROVISION FOR LOAN LOSSES (Note 3)	650	3,020	1,196
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	16,006	13,924	15,182
NON-INTEREST INCOME
Fees for customer services	1,935	2,041	2,229
Investment securities gains - net	535	14	882
Impairment losses on investment securities:
Total other-than-temporary impairment gains (losses)	1,641	(35)	(141)
Portion of gains recognized in other comprehensive income (before tax)	(3,595)	(136)	(61)
Net impairment losses recognized in earnings	(1,954)	(171)	(202)
Mortgage banking gains	1,491	1,772	162
Other real estate losses - net	(25)	(35)	(113)
Earnings on bank-owned life insurance	477	510	496
Other non-interest income	439	188	104
Total non-interest income	2,898	4,319	3,558
NON-INTEREST EXPENSES
Salaries and employee benefits	9,844	8,706	7,366
Net occupancy and equipment expense	1,896	1,794	1,734
State and local taxes	555	497	465
FDIC insurance expense	391	297	673
Professional fees	806	801	761
Loss on partnership		444
Other operating expenses	3,540	2,949	2,476
Total non-interest expenses	17,032	15,488	13,475
INCOME BEFORE FEDERAL INCOME TAX EXPENSE (BENEFIT)	1,872	2,755	5,265
Federal income tax expense (benefit) (Note 10)	88	(158)	1,193
NET INCOME	$ 1,784	$ 2,913	$ 4,072
EARNINGS PER SHARE, BOTH BASIC AND DILUTED (Note 1)	$ 0.39	$ 0.64	$ 0.90
CASH DIVIDENDS DECLARED PER SHARE	$ 0.12	$ 0.03