Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2013

Summary of Remaining Future Minimum Lease Payments

The following is a summary of remaining future minimum lease payments under current non-cancelable operating leases for office facilities:

	(Amounts in thousands)
Years ending:
December 31, 2014	$	185
December 31, 2015		166
December 31, 2016		112
December 31, 2017		109
December 31, 2018		86
Later years		44
Total	$	702

Summary of Mortgage Banking Derivative Commitments

The following table is a summary of mortgage banking derivative commitments and the related balance sheet accounts:

	(Amounts in thousands)
	December 31,
	2013		2012
Mortgage banking derivative commitments:
Interest rate lock commitments	$	1,297	$	65,536
Forward contracts for the future delivery of mortgage loans		1,953		15,731
Forward contracts for the future sale of mortgage-backed securities		—		52,000
Corresponding recorded balances :
Derivative asset	$	17	$	531
Derivative liability		—		199
Reserve for loan repurchases		681		430

Summary of Contractual Commitments

The following is a summary of such contractual commitments:

	(Amounts in thousands)
	December 31,
	2013		2012
Commitments to extend credit:
Fixed rate	$	13,142	$	14,551
Variable rate		53,275		48,184
Standby letters of credit		670		477

Summary of Overdraft Protection

The following table is a summary of overdraft protection for the periods indicated:

	(Amounts in thousands)
	December 31,
	2013			2012
Overdraft protection available on depositors’ accounts	$	9,678		$	9,814
Balance of overdrafts included in loans		190			167
Average daily balance of overdrafts		115			112
Average daily balance of overdrafts as a percentage of available		1.19	%		1.14	%