Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 8,271	$ 18,538
Interest-earning deposits and other earning assets	4,125	9,039
Total cash and cash equivalents	12,396	27,577
Investment securities available-for-sale (Note 2)	160,886	184,646
Trading securities (Note 2)	7,247
Loans held for sale	656	24,756
Total loans (Note 3)	346,833	317,282
Less allowance for loan losses (Note 3)	(3,764)	(3,825)
Net loans	343,069	313,457
Premises and equipment	6,676	6,565
Bank-owned life insurance	15,049	14,009
Other assets	10,939	11,230
Total assets	556,918	582,240
LIABILITIES
Noninterest-bearing deposits	89,905	91,675
Interest-bearing deposits (Note 5)	358,764	385,226
Total deposits	448,669	476,901
Short-term borrowings	3,804	4,051
Federal Home Loan Bank advances - short term (Note 6)	20,600	7,500
Federal Home Loan Bank advances - long term (Note 6)	22,000	34,500
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	7,155	4,681
Total liabilities	507,383	532,788
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2013 and 2012; outstanding shares, 4,527,849 in 2013 and 4,525,518 in 2012	23,641	23,641
Additional paid-in capital (Note 1)	20,833	20,850
Retained earnings	11,502	10,262
Accumulated other comprehensive loss (Note 1)	(2,888)	(1,707)
Treasury stock, at cost, 200,418 shares in 2013 and 202,749 shares in 2012	(3,553)	(3,594)
Total shareholders’ equity (Note 15)	49,535	49,452
Total liabilities and shareholders’ equity	$ 556,918	$ 582,240