Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 7,046	$ 18,538
Interest-earning deposits and other earning assets	11,121	9,039
Total cash and cash equivalents	18,167	27,577
Investment securities available-for-sale (Note 3)	165,875	184,646
Trading securities (Note 3)	6,952
Loans held for sale	14,458	24,756
Total loans (Note 4)	301,912	317,282
Less allowance for loan losses (Note 4)	(4,145)	(3,825)
Net loans	297,767	313,457
Premises and equipment	6,845	6,565
Bank-owned life insurance	14,908	14,009
Other assets	12,837	11,230
Total assets	537,809	582,240
LIABILITIES
Noninterest-bearing deposits	84,086	91,675
Interest-bearing deposits	346,884	385,226
Total deposits	430,970	476,901
Short-term borrowings	3,683	4,051
Federal Home Loan Bank advances—short term	7,500	7,500
Federal Home Loan Bank advances—long term	34,500	34,500
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	7,115	4,681
Total liabilities	488,923	532,788
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2013 and 2012; outstanding shares, 4,527,847 in 2013 and 4,525,518 in 2012	23,641	23,641
Additional paid-in capital	20,833	20,850
Retained earnings	11,619	10,262
Accumulated other comprehensive loss	(3,654)	(1,707)
Treasury stock, at cost, 200,420 shares in 2013 and 202,749 shares in 2012	(3,553)	(3,594)
Total shareholders’ equity	48,886	49,452
Total liabilities and shareholders’ equity	$ 537,809	$ 582,240