Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 7,234	$ 18,538
Interest-earning deposits and other earning assets	22,004	9,039
Total cash and cash equivalents	29,238	27,577
Investment securities available-for-sale (Note 3)	176,009	184,646
Loans held for sale	16,628	24,756
Total loans (Note 4)	297,463	317,282
Less allowance for loan losses (Note 4)	(3,891)	(3,825)
Net loans	293,572	313,457
Premises and equipment	6,608	6,565
Bank-owned life insurance	14,094	14,009
Other assets	10,318	11,230
Total assets	546,467	582,240
LIABILITIES
Noninterest-bearing deposits	82,389	91,675
Interest-bearing deposits	358,621	385,226
Total deposits	441,010	476,901
Short-term borrowings	3,015	4,051
Federal Home Loan Bank advances - short term	7,500	7,500
Federal Home Loan Bank advances - long term	34,500	34,500
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	4,717	4,681
Total liabilities	495,897	532,788
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2013 and 2012; outstanding shares, 4,527,850 in 2013 and 4,525,518 in 2012	23,641	23,641
Additional paid-in capital	20,833	20,850
Retained earnings	10,956	10,262
Accumulated other comprehensive loss	(1,307)	(1,707)
Treasury stock, at cost, 200,418 shares in 2013 and 202,749 shares in 2012	(3,553)	(3,594)
Total shareholders’ equity	50,570	49,452
Total liabilities and shareholders’ equity	$ 546,467	$ 582,240