Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 5,820	$ 5,767	$ 11,965	$ 11,821
Interest and dividends on investment securities:
Taxable interest	187	306	386	643
Nontaxable interest	578	507	1,142	974
Dividends	21	24	35	40
Other interest income	16	14	26	70
Total interest and dividend income	6,622	6,618	13,554	13,548
INTEREST EXPENSE
Deposits	366	883	840	1,979
Securities sold under agreements to repurchase	1	2	2	3
Federal Home Loan Bank advances - short term	0	4	4	4
Federal Home Loan Bank advances - long term	23	88	56	175
Subordinated debt	21	27	43	68
Total interest expense	411	1,004	945	2,229
Net interest income	6,211	5,614	12,609	11,319
PROVISION FOR LOAN LOSSES	0	450	0	1,050
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,211	5,164	12,609	10,269
NON-INTEREST INCOME
Fees for customer services	541	493	1,048	1,035
Investment securities available-for-sale gains (losses), net	(15)	18	56	18
Mortgage banking gains, net	714	900	1,514	1,496
Earnings on bank-owned life insurance	115	95	228	188
Other non-interest income	110	209	403	430
Total non-interest income	1,465	1,715	3,249	3,167
NON-INTEREST EXPENSES
Salaries and employee benefits	2,758	2,463	5,602	5,229
Occupancy and equipment	615	659	1,221	1,305
State and local taxes	167	152	327	298
FDIC insurance	48	47	88	53
Professional fees	219	282	437	584
Advertising and marketing	85	35	156	92
Data processing fees	85	69	151	141
Merger expenses	263	0	263	0
Other operating expenses	1,142	871	2,072	1,856
Total non-interest expenses	5,382	4,578	10,317	9,558
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	2,294	2,301	5,541	3,878
Federal income tax expense	297	369	778	575
NET INCOME	$ 1,997	$ 1,932	$ 4,763	$ 3,303
EARNINGS PER SHARE BASIC AND DILUTED (in dollars per share)	$ 0.48	$ 0.47	$ 1.14	$ 0.79
CASH DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.15	$ 0.14	$ 0.34	$ 0.33