Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 11,622	$ 10,055
Interest-earning deposits and other earning assets	29,207	6,121
Total cash and cash equivalents	40,829	16,176
Investment securities available-for-sale (Note 3)	175,024	185,916
Loans held for sale	15,999	947
Total loans (Note 4)	293,194	289,096
Less allowance for loan losses (Note 4)	(3,617)	(3,058)
Net loans	289,577	286,038
Premises and equipment	6,524	6,474
Bank-owned life insurance	13,920	12,937
Other assets	12,635	11,342
Total assets	554,508	519,830
LIABILITIES
Noninterest-bearing deposits	82,304	70,726
Interest-bearing deposits	356,553	352,039
Total deposits	438,857	422,765
Short-term borrowings	4,737	4,773
Federal Home Loan Bank advances - short term	2,500	6,500
Federal Home Loan Bank advances - long term	34,500	31,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	18,199	3,918
Total liabilities	503,948	474,111
SHAREHOLDERS' EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2012 and 2011; outstanding shares, 4,525,520 in 2012 and 4,525,530 in 2011	23,641	23,641
Additional paid-in capital	20,850	20,850
Retained earnings	10,862	7,485
Accumulated other comprehensive loss	(1,199)	(2,663)
Treasury stock at cost, 202,747 shares in 2012 and 202,737 shares in 2011	(3,594)	(3,594)
Total shareholders' equity	50,560	45,719
Total liabilities and shareholders' equity	$ 554,508	$ 519,830