8-K

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):
March 28, 2001

WACHOVIA CORPORATION
(Exact name of registrant as specified in its charter)

NORTH CAROLINA	No. 1-9021	No. 56-1473727
(State or other jurisdiction of	(Commission File Number)	(IRS Employer
incorporation)		Identification No.)

100 North Main Street, Winston-Salem, NC 27101
191 Peachtree Street NE, Atlanta, GA 30303
(Address of principal executive offices)

Registrant's telephone number, including area code:
Winston-Salem 336-770-5000
Atlanta 404-332-5000

Not applicable
(Former name or former address, if changed since last report)

Items 1 - 4.	Not Applicable
Item 5.	Not Applicable
Item 6.	Not Applicable
Item 7.	Exhibits.
	99.1	Press Release, dated March 26, 2001, issued by Wachovia Corporation .
	99.2	Slide Package prepared for use by Donald K. Truslow, Chief Risk Officer of Wachovia Corporation for Investor Conference held in Winston-Salem, North Carolina, on March 28, 2001 .
Item 8.	Not Applicable
Item 9.	Regulation FD Disclosure.
	On March 26, 2001, Wachovia Corporation (the “Registrant”) announced that it was hosting an Investor Conference to discuss broad strategic goals at its headquarters in Winston-Salem, North Carolina, with a simultaneous webcast. The Press Release titled “Wachovia to Webcast Analyst and Institutional Investor Conference on March 28 and 29” dated March 26, 2001 is included as Exhibit 99.1. The Slide Package prepared for use by Donald K. Truslow at this presentation on March 28, 2001, is furnished herewith as Exhibit 99.2 and incorporated by reference in Item 9. All information in the Slide Package is presented as of March 28, 2001, and the Registrant does not assume any obligation to update said information in the future.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

WACHOVIA CORPORATION

By: /s/ Robert S. McCoy, Jr.

Name: Robert S. McCoy, Jr.

Title: Vice Chairman and Chief Financial Officer

Date: March 28, 2001

EX-99.1

Exhibit 99.1

For Additional Information:
Ed L. Hutchins, 336-732-4200
ed.hutchins@wachovia.com
March 26, 2001

FOR RELEASE: Immediately

     Wachovia to Webcast Analyst and Institutional Investor Conference March 28 and 29

          Wachovia Corporation (NYSE: WB) will Webcast its Analyst and Institutional Investor Conference on March 28 and 29. Wachovia’s strategic direction and business plans will be discussed during the Webcast by L.M. Baker Jr., chairman and chief executive officer, Robert S. McCoy Jr., vice chairman and chief financial officer, and other members of Wachovia’s senior executive management team.

          The live audio Webcast, including presentation materials, will be available at www.wachovia.com/investor/conference.asp from 7 p.m. to 8 p.m. on March 28 and from 8 a.m. to 2:30 p.m. on March 29. A replay will be available at the same Web address from March 30 until April 4. RealPlayer software will be needed to access the live Webcast and replay. Audio-only access will be available via telephone by dialing 913-981-5509, which is not a toll-free number.

          Wachovia Corporation, with dual headquarters in Atlanta and Winston-Salem, N.C., is a leading financial holding company serving regional, national and international markets. As of December 31, 2000, Wachovia had assets of $74 billion. Member companies offer consumer and commercial banking, bank card, asset and wealth management, capital markets and investment banking, community development finance, brokerage and insurance services. Wachovia Bank, N.A. has more than 650 offices and 1,350 ATMs in Florida, Georgia, North Carolina, South Carolina and Virginia.

EX-99.2

Exhibit 99.2