<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FRANKLIN
 CALIFORNIA TAX-FREE TRUST JUNE 30, 2000 ANNUAL REPORT AND IS QUALIFIED IN ITS E
NTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.


   <NUMBER> 012
   <NAME> FRANKLIN CALIFORNIA INSURED TAX-FREE INCOME FUND - CLASS B

                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          JUN-30-2000
<PERIOD-END>                               JUN-30-2000
<INVESTMENTS-AT-COST>                    1,581,137,628
<INVESTMENTS-AT-VALUE>                   1,608,520,191
<RECEIVABLES>                               28,968,229
<ASSETS-OTHER>                                 142,279
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                           1,637,630,699
<PAYABLE-FOR-SECURITIES>                     1,533,591
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                    7,961,231
<TOTAL-LIABILITIES>                          9,494,822
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     1,855,986
<SHARES-COMMON-STOCK>                          159,961
<SHARES-COMMON-PRIOR>                                0
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                     (1,623,935)
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                    27,382,563
<NET-ASSETS>                             1,628,135,877
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                          100,236,755
<OTHER-INCOME>                                       0
<EXPENSES-NET>                            (10,706,624)
<NET-INVESTMENT-INCOME>                     89,530,131
<REALIZED-GAINS-CURRENT>                  (21,988,141)
<APPREC-INCREASE-CURRENT>                 (35,982,421)
<NET-CHANGE-FROM-OPS>                       31,559,569
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                     (11,715)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        159,424
<NUMBER-OF-SHARES-REDEEMED>                          0
<SHARES-REINVESTED>                                537
<NET-CHANGE-IN-ASSETS>                   (227,412,541)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                      117,024
<OVERDISTRIB-NII-PRIOR>                    (1,987,196)
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                      (7,925,952)
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                           (10,706,624)
<AVERAGE-NET-ASSETS>                     1,717,127,217
<PER-SHARE-NAV-BEGIN>                           11.360
<PER-SHARE-NII>                                   .230
<PER-SHARE-GAIN-APPREC>                           .420
<PER-SHARE-DIVIDEND>                            (.230)
<PER-SHARE-DISTRIBUTIONS>                         .000
<RETURNS-OF-CAPITAL>                              .000
<PER-SHARE-NAV-END>                             11.780
<EXPENSE-RATIO>                                   1.16

<F1>FOR THE PERIOD FEBRUARY 1, 2000 TO JUNE 30, 2000.
<F3>BASED ON AVERAGE SHARES OUTSTANDING.
<F3>ANNUALIZED.