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INSURANCE (Tables)
12 Months Ended
Oct. 31, 2024
Insurance [Abstract]  
Schedule of Insurance Related Balances and Activity
Insurance-Related Balances and Activity
As of October 31,
(in millions)20242023
Insurance claim reserves, excluding medical and dental$608.4 $555.0 
Medical and dental claim reserves and other
11.0 9.5 
Insurance recoverables91.0 67.1 
Schedule of Casualty Program Insurance Reserves Rollforward
Casualty Program Insurance Reserves Rollforward
Years Ended October 31,
(in millions)202420232022
Net balance at beginning of year$487.9 $479.9 $508.3 
Change in case reserves plus IBNR Claims current year
166.2 154.2 145.7 
Change in case reserves plus IBNR Claims prior years
20.3 (14.8)(36.8)
Claims paid(157.3)(131.4)(129.1)
Acquisition
— — (8.2)
Net balance, October 31(1)
517.3 487.9 479.9 
Recoverables91.0 67.1 71.0 
Gross balance, October 31$608.4 $555.0 $551.0 
(1) Includes reserves related to discontinued operations of approximately $0.7 million for 2024, $0.1 million for 2023, and $0.2 million for 2022.
Schedule of Instruments Used to Collateralize Insurance Obligations
Instruments Used to Collateralize Our Insurance Obligations
As of October 31,
(in millions)20242023
Standby letters of credit$53.1 $53.5 
Surety bonds and surety-backed letters of credit175.3 178.0 
Restricted insurance deposits2.3 3.1 
Total$230.7 $234.7