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Insurance (Tables)
12 Months Ended
Oct. 31, 2021
Insurance [Abstract]  
Schedule of Insurance Related Balances and Activity
Insurance-Related Balances and Activity
(in millions)October 31, 2021October 31, 2020
Insurance claim reserves, excluding medical and dental$574.8 $504.9 
Medical and dental claim reserves9.9 16.6 
Insurance recoverables66.5 70.1 
Schedule of Casualty Program Insurance Reserves Rollforward
Casualty Program Insurance Reserves Rollforward
Years Ended October 31,
(in millions)202120202019
Net balance at beginning of year$434.8 $443.3 $427.7 
Change in case reserves plus IBNR Claims current year
117.9 128.5 137.9 
Change in case reserves plus IBNR Claims prior years
(36.0)(30.2)(3.4)
Claims paid(99.8)(106.8)(119.1)
Acquisition(1)
91.6 0.2 — 
Net balance, October 31(2)
508.3 434.8 443.3 
Recoverables66.5 70.1 64.5 
Gross balance, October 31$574.8 $504.9 $507.8 
(1) During 2021, insurance reserves increased as a result of the Able Acquisition. See Note 4, “Acquisitions,” for additional information.
(2) Includes reserves related to discontinued operations of approximately $0.3 million for 2021, $0.5 million for 2020, and $1.0 million for 2019.
Schedule of Instruments Used to Collateralize Insurance Obligations
Instruments Used to Collateralize Our Insurance Obligations
As of October 31,
(in millions)20212020
Standby letters of credit$157.9 $143.6 
Surety bonds83.8 82.6 
Restricted insurance deposits0.7 0.7 
Total$242.3 $226.9