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FAIR VALUE MEASUREMENTS AND DISCLOSURES - Carrying value and estimated fair value of financial instruments (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
FAIR VALUE MEASUREMENTS AND DISCLOSURES    
Cash and due from banks $ 107,744 $ 22,794
Available for sale securities 308,648 339,477
Held to maturity securities, net 111,112 138,523
Loans, net 225,422 221,896
Non-interest bearing 235,183 174,933
Interest bearing 377,233 424,398
Time deposits 50,212 28,939
Borrowings from Federal Home Loan Bank 0 18,500
Level 1    
FAIR VALUE MEASUREMENTS AND DISCLOSURES    
Cash and due from banks 107,744 22,794
Available for sale securities 0 0
Held to maturity securities, net 0 0
Loans, net 0 0
Non-interest bearing 235,183 174,933
Interest bearing 0 0
Time deposits 0 0
Borrowings from Federal Home Loan Bank 0 0
Level 2    
FAIR VALUE MEASUREMENTS AND DISCLOSURES    
Cash and due from banks 0 0
Available for sale securities 308,648 339,477
Held to maturity securities, net 111,112 138,523
Loans, net 0 0
Non-interest bearing 0 0
Interest bearing 0 0
Time deposits 0 0
Borrowings from Federal Home Loan Bank 0 18,500
Level 3    
FAIR VALUE MEASUREMENTS AND DISCLOSURES    
Cash and due from banks 0 0
Available for sale securities 0 0
Held to maturity securities, net 0 0
Loans, net 225,422 221,896
Non-interest bearing 0 0
Interest bearing 377,233 424,398
Time deposits 50,212 28,939
Borrowings from Federal Home Loan Bank 0 0
Carrying Amount    
FAIR VALUE MEASUREMENTS AND DISCLOSURES    
Cash and due from banks 107,744 22,794
Available for sale securities 308,648 339,477
Held to maturity securities, net 123,156 150,911
Loans, net 230,594 235,115
Non-interest bearing 235,183 174,933
Interest bearing 434,680 483,662
Time deposits $ 50,867 29,895
Borrowings from Federal Home Loan Bank   $ 18,500