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EMPLOYEE AND DIRECTOR BENEFIT PLANS (Details) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Employer matching contribution, percentage of match 75.00%      
Percentage of maximum annual contributions per employee, 6.00%      
Total contributions $ 265,000 $ 274,000 $ 260,000  
ESOP allocated shares 210,947 216,010 214,961  
Cash surrender value $ 22,026,000 $ 21,375,000    
Post retirement benefit        
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Percentage of accumulated benefits using an interest rate 5.60% 5.00%    
Prior service credit and net gain accumulated other comprehensive income $ 386,519      
Change in the discount rate 5.60% 5.00% 5.20%  
Directors' Deferred Income Plan        
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Accrual amount $ 114,871 $ 114,269    
Postretirement Life Insurance        
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Cash surrender value $ 338,527 $ 334,346    
Percentage of accumulated benefits using an interest rate 5.00% 3.50%    
Certain key executives | Post retirement benefit        
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Cash surrender value $ 3,304,283 $ 3,115,923    
Percentage of accumulated benefits using an interest rate 5.00% 3.50%    
Accrual amount $ 1,484,904 $ 1,593,985    
Directors | Post retirement benefit        
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Cash surrender value $ 197,771 188,851    
Percentage of accumulated benefits using an interest rate 5.00%      
Accrual amount $ 217,422 $ 218,853    
Directors | Postretirement Life Insurance        
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Percentage of accumulated benefits using an interest rate   3.50%    
Executive Supplemental Income Plan        
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Payable monthly       15 years
Executive Supplemental Income Plan | President and chief executive officer        
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Percentage of Compensation for Normal retirement       67.00%
Executive Supplemental Income Plan | Executive vice president        
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Percentage of Compensation for Normal retirement       58.00%
Executive Supplemental Income Plan | Other executive officers        
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Percentage of Compensation for Normal retirement       50.00%
Directors' Deferred Income Plan        
EMPLOYEE AND DIRECTOR BENEFIT PLANS        
Payable monthly       10 years
Percentage of deferred fees accrued at an annual rate       10.00%
Percentage of interest accrued at an annual rate       7.50%
Cash surrender value $ 18,862,950 $ 18,404,490    
Percentage of accumulated benefits using an interest rate 5.00% 3.50%    
Accrual amount $ 14,329,854 $ 14,422,984