SHAREHOLDERS' EQUITY (Details)	12 Months Ended
	Dec. 31, 2024 USD ($) shares	Dec. 31, 2023 USD ($) shares	Apr. 24, 2024 shares	Jul. 31, 2023 shares
SHAREHOLDERS' EQUITY
Undistributed earnings of bank subsidiaries | $	$ 50,708,141
Number of shares repurchased and retired during period (in values) | $	$ 792,000	$ 208,000
Subsidiaries
SHAREHOLDERS' EQUITY
Total risk-based capital ratio	10
Common equity tier 1 capital ratio	6.50%
Tier 1 risk-based capital ratio	8
Leverage capital ratio	5
Capital conservation buffer	2.50%
Bank leverage ratio	13.95	12.59
Subsidiaries | Minimum
SHAREHOLDERS' EQUITY
Leverage capital ratio	9
April 24, 2024 Share Repurchase Program
SHAREHOLDERS' EQUITY
Number of shares authorized to be repurchased | shares			1,000,000
Number of shares repurchased and retired during period (in shares) | shares	44,220
Number of shares repurchased and retired during period (in values) | $	$ 747,000
July 31, 2023 Share Repurchase Program
SHAREHOLDERS' EQUITY
Number of shares authorized to be repurchased | shares				1,000,000
Number of shares repurchased and retired during period (in shares) | shares		16,500
Number of shares repurchased and retired during period (in values) | $		$ 208,000