BORROWINGS (Details) - USD ($)	Dec. 31, 2024	Dec. 31, 2023
BORROWINGS
Primary credit rate		5.58%
Advances from FHLB	$ 0	$ 18,500,000
Line of credit with the FHLB	116,383,248	112,192,242
Federal Reserve Bank Discount Window Primary Credit Program | Federal Reserve Bank Advances
BORROWINGS
Maximum borrowing capacity	$ 10,093,628
Primary credit rate	4.50%
Outstanding balance	$ 0	$ 0