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LOANS - Composition of loan portfolio (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
LOANS    
Loans $ 233,576 $ 238,339
Real estate, residential    
LOANS    
Loans 78,952 74,296
Real estate, construction    
LOANS    
Loans 17,016 27,353
Real estate, nonresidential    
LOANS    
Loans 114,263 115,014
Commercial and industrial    
LOANS    
Loans 13,381 12,496
Other    
LOANS    
Loans $ 9,964 $ 9,180