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Note I - Income Taxes - Deferred Taxes Included in Other Assets (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2014
Allowance for loan losses $ 701,000 $ 695,000  
Employee benefit plans' liabilities 3,376,000 3,240,000  
Unrealized loss on available for sale securities, charged from equity 10,029,000    
Loss on credit impairment of securities 356,000 356,000  
Earned retiree health benefits plan liability 1,126,000 1,098,000  
General business and AMT credits 1,683,000 1,525,000  
Tax net operating loss carryforward 1,575,000  
Other 610,000 523,000  
Valuation allowance (13,090,000) (6,888,984) $ (8,140,000)
Deferred tax assets 4,791,000 2,123,000  
Unrealized gain on available for sale securities, charged from equity 3,000  
Unearned retiree health benefits plan asset 470,000 257,000  
Bank premises and equipment 1,870,000 1,575,000  
Other 5,000 288,000  
Deferred tax liabilities 2,345,000 $ 2,123,000  
Net deferred taxes $ 2,446,000