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Consolidated Statements of Operations - USD ($)
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Interest income:      
Interest and fees on loans $ 11,135,000 $ 12,592,000 $ 13,076,000
Interest and dividends on securities:      
U. S. Treasuries 3,173,000 663,000 657,000
U.S. Government agencies   95,000 199,000
Mortgage-backed securities 2,586,000 2,076,000 2,530,000
Collateralized mortgage obligations 1,919,000 860,000 466,000
States and political subdivisions 4,460,000 3,903,000 2,126,000
Other investments 27,000 8,000 27,000
Interest on balances due from depository institutions 408,000 95,000 227,000
Total interest income 23,708,000 20,292,000 19,308,000
Interest expense:      
Deposits 1,985,000 806,000 1,549,000
Borrowings from Federal Home Loan Bank 173,000 24,000 32,000
Total interest expense 2,158,000 830,000 1,581,000
Net interest income 21,550,000 19,462,000 17,727,000
Provision for (reduction of) allowance for loan losses 80,000 (5,663,000) 6,002,000
Net interest income after provision for (reduction of) allowance for loan losses 21,470,000 25,125,000 11,725,000
Non-interest income:      
(Loss) gain on liquidation, sales and calls of securities   (45,000) 539,000
Increase in cash surrender value of life insurance 445,000 435,000 484,000
Gain from death benefits from life insurance 224,000
Gain on sale of buildings 318,000
Other income 771,000 586,000 543,000
Total non-interest income 6,895,000 6,470,000 7,251,000
Non-interest expense:      
Salaries and employee benefits 11,341,000 10,614,000 10,367,000
Net occupancy 1,755,000 1,918,000 1,865,000
Equipment rentals, depreciation and maintenance 2,905,000 2,914,000 3,044,000
Other expense 5,854,000 7,176,000 6,258,000
Total non-interest expense 21,855,000 22,622,000 21,534,000
Income (loss) before income taxes 6,510,000 8,973,000 (2,558,000)
Income tax (benefit) expense (2,431,000) 62,000 0
Net income (loss) $ 8,941,000 $ 8,911,000 $ (2,558,000)
Basic and diluted earnings (loss) per share (in dollars per share) $ 1.91 $ 1.84 $ (0.52)
Dividends declared per share (in dollars per share) $ 0.19 $ 0.16 $ 0.02
Trust Department Income and Fees [Member]      
Non-interest income:      
Revenue from contract with customer $ 2,001,000 $ 1,849,000 $ 1,695,000
Service Charges on Deposit Accounts [Member]      
Non-interest income:      
Revenue from contract with customer $ 3,678,000 $ 3,645,000 $ 3,448,000