For Capital

To Be Well

Actual

Adequacy Purposes

Capitalized

Amount

Ratio

Amount

Ratio

Amount

Ratio

December 31, 2022:

Total Capital (to Risk Weighted Assets)

$

101,221

21.18

%

$

38,239

8.00

%

$

47,799

10.00

%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

97,883

20.48

%

21,510

4.50

%

31,069

6.50

%

Tier 1 Capital (to Risk Weighted Assets)

97,883

20.48

%

28,680

6.00

%

38,239

8.00

%

Tier 1 Capital (to Average Assets)

97,883

10.78

%

36,328

4.00

%

45,410

5.00

%

December 31, 2021:

Total Capital (to Risk Weighted Assets)

$

93,988

20.98

%

$

35,839

8.00

%

$

44,799

10.00

%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

90,677

20.24

%

20,160

4.50

%

29,119

6.50

%

Tier 1 Capital (to Risk Weighted Assets)

90,677

20.24

%

26,879

6.00

%

35,839

8.00

%

Tier 1 Capital (to Average Assets)

90,677

11.13

%

32,599

4.00

%

40,749

5.00

%