Consolidated Statements of Condition - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 32,836	$ 49,991
Available for sale securities	350,168	376,803
Held to maturity securities, fair value of $180,050 - 2022; $111,340 - 2021	195,217	110,208
Other investments	350	350
Federal Home Loan Bank Stock, at cost	2,175	2,153
Loans	237,878	239,162
Less: Allowance for loan losses	3,338	3,311
Loans, net	234,540	235,851
Bank premises and equipment, net of accumulated depreciation	18,499	17,990
Other real estate	259	1,891
Accrued interest receivable	3,274	2,841
Cash surrender value of life insurance	20,768	20,150
Intangible asset	600
Other assets	2,953	722
Total assets	861,639	818,950
Deposits:
Demand, non-interest bearing	198,097	193,473
Savings and demand, interest bearing	546,565	428,411
Time, $250,000 or more	8,773	43,613
Other time deposits	32,345	39,341
Total deposits	785,780	704,838
Borrowings from Federal Home Loan Bank	0	889
Employee and director benefit plans liabilities	19,198	19,332
Other liabilities	1,467	2,162
Total liabilities	806,445	727,221
Shareholders' Equity:
Common stock, $1 par value, 15,000,000 shares authorized, 4,678,186 shares issued and outstanding at December 31, 2022 and 2021	4,678	4,678
Surplus	65,780	65,780
Undivided profits	31,154	23,102
Accumulated other comprehensive income (loss)	(46,418)	(1,831)
Total shareholders' equity	55,194	91,729
Total liabilities and shareholders' equity	$ 861,639	$ 818,950