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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Interest income:    
Interest and fees on loans $ 2,694 $ 3,254
Interest and dividends on securities:    
U.S. Treasuries 231 62
U.S. Government agencies 26
Mortgage-backed securities 533 451
Collateralized mortgage obligations 274 170
States and political subdivisions 1,167 780
Other investments 1 2
Interest on balances due from depository institutions 39 36
Total interest income 4,939 4,781
Interest expense:    
Deposits 153 260
Borrowings from Federal Home Loan Bank 6 6
Total interest expense 159 266
Net interest income 4,780 4,515
Provision for (reduction of) allowance for loan losses 25 (4,853)
Net interest income after provision for (reduction of) allowance for loan losses 4,755 9,368
Non-interest income:    
Increase in cash surrender value of life insurance 125 108
Other income 134 129
Total non-interest income 1,594 1,510
Non-interest expense:    
Salaries and employee benefits 2,642 2,516
Net occupancy 482 461
Equipment rentals, depreciation and maintenance 771 781
FDIC and state banking assessments 108 109
Data processing 354 350
ATM expense 307 295
Other real estate (income) expense (9) 129
Loss from other investments 32
Other expense 807 1,875
Total non-interest expense 5,462 6,548
Net income $ 887 $ 4,330
Basic and diluted earnings per share (in dollars per share) $ 0.19 $ 0.89
Dividends declared per share (in dollars per share) $ 0.09 $ 0.10
Trust Department Income and Fees [Member]    
Non-interest income:    
Revenue from contract with customer $ 444 $ 437
Service Charges on Deposit Accounts [Member]    
Non-interest income:    
Revenue from contract with customer $ 891 $ 836