Consolidated Statements of Condition (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 169,628	$ 49,991
Available for sale securities	380,901	376,803
Held to maturity securities, fair value of $102,717 at March 31, 2022; $111,340 at December 31, 2021	107,884	110,208
Other investments	350	350
Federal Home Loan Bank Stock, at cost	2,153	2,153
Loans	241,098	239,162
Less: Allowance for loan losses	3,368	3,311
Loans, net	237,730	235,851
Bank premises and equipment, net of accumulated depreciation	15,574	15,799
Other real estate	1,010	1,891
Accrued interest receivable	2,992	2,841
Cash surrender value of life insurance	20,317	20,150
Other assets	813	722
Total assets	939,352	816,759
Deposits:
Demand, non-interest bearing	214,732	193,473
Savings and demand, interest bearing	529,683	428,411
Time, $100,000 or more	82,250	62,040
Other time deposits	20,281	20,914
Total deposits	846,946	704,838
Borrowings from Federal Home Loan Bank	874	889
Employee and director benefit plans liabilities	19,311	19,332
Other liabilities	1,551	2,162
Total liabilities	868,682	727,221
Shareholders' Equity:
Common stock, $1 par value, 15,000,000 shares authorized, 4,678,186 shares issued and outstanding at March 31, 2022 and December 31, 2021	4,678	4,678
Surplus	65,780	65,780
Undivided profits	21,377	20,911
Accumulated other comprehensive loss	(21,165)	(1,831)
Total shareholders' equity	70,670	89,538
Total liabilities and shareholders' equity	$ 939,352	$ 816,759