Consolidated Statements of Condition (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 40,376	$ 29,424
Available for sale securities	239,659	196,311
Held to maturity securities, fair value of $50,229 at March 31, 2020; $53,130 at December 31, 2019	48,718	52,231
Other investments	2,605	2,643
Federal Home Loan Bank Stock, at cost	2,129	2,129
Loans	270,928	268,949
Less: Allowance for loan losses	4,191	4,207
Loans, net	266,737	264,742
Bank premises and equipment, net of accumulated depreciation	16,753	17,421
Other real estate	6,573	7,453
Accrued interest receivable	2,045	1,687
Cash surrender value of life insurance	19,512	19,381
Other assets	1,042	1,280
Total assets	646,149	594,702
Deposits:
Demand, non-interest bearing	133,549	122,592
Savings and demand, interest bearing	312,858	263,153
Time, $100,000 or more	54,270	64,492
Other time deposits	25,148	25,906
Total deposits	525,825	476,143
Borrowings from Federal Home Loan Bank	1,012	3,526
Employee and director benefit plans liabilities	18,453	18,361
Other liabilities	1,316	1,549
Total liabilities	546,606	499,579
Shareholders' Equity:
Common stock, $1 par value, 15,000,000 shares authorized, 4,893,061 and 4,943,186 shares issued and outstanding at March 31, 2020 and December 31, 2019	4,893	4,943
Surplus	65,780	65,780
Undivided profits	22,448	21,855
Accumulated other comprehensive income	6,422	2,545
Total shareholders' equity	99,543	95,123
Total liabilities and shareholders' equity	$ 646,149	$ 594,702