Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Cash flows from operating activities:
Net income	$ 1,679,000	$ 629,000	$ 2,758,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	1,914,000	1,964,000	1,914,000
Provision for allowance for loan losses		122,000	116,000
Write-down of other real estate	442,000	764,000	460,000
(Gain) loss on sales of other real estate	(387,000)	21,000	101,000
(Income) loss from other investments	168,000	274,000	(42,000)
Gain from death benefits from life insurance			(429,000)
Amortization of available for sale securities	182,000	315,000	287,000
Amortization of held to maturity securities	266,000	260,000	253,000
Gain on liquidation, sales and calls of securities	(147,000)		(134,000)
Gain on sales of other investments		(16,995)
Increase in cash surrender value of life insurance	(440,000)	(455,000)	(458,000)
Change in accrued interest receivable	269,000	(52,000)	(49,000)
Change in other assets	102,000	(57,000)	(537,000)
Change in other liabilities	101,000	506,000	717,000
Net cash provided by operating activities	4,149,000	4,274,000	4,957,000
Cash flows from investing activities:
Proceeds from maturities, liquidation, sales and calls of available for sale securities	65,658,000	60,222,000	71,315,000
Purchases of available for sale securities	(33,631,000)	(39,086,000)	(83,561,000)
Proceeds from maturities of held to maturity securities	5,705,000	760,000	7,725,000
Purchases of held to maturity securities	(3,604,000)	(4,455,000)	(10,991,000)
Purchase of Federal Home Loan Bank Stock	(60,000)	(699,000)	(831,000)
Proceeds from sales of other investments		125,145
Proceeds from sales of other real estate	3,142,000	3,211,000	1,666,000
Loans, net change	1,557,000	1,461,000	33,531,000
Acquisition of premises and equipment	(456,000)	(690,000)	(423,000)
Investment in cash surrender value of life insurance	(100,000)	(85,000)	(94,000)
Proceeds from death benefits from life insurance			1,929,000
Net cash provided by investing activities	38,211,000	20,764,000	20,266,000
Cash flows from financing activities:
Demand and savings deposits, net change	(7,539,000)	(52,268,000)	(51,804,000)
Time deposits, net change	10,176,000	(3,796,000)	6,358,000
Cash dividends	(148,000)	(101,000)	(51,000)
Retirement of stock		(1,907,000)	(502,000)
Borrowings from Federal Home Loan Bank	984,856,000	1,428,700,000	131,500,000
Repayments to Federal Home Loan Bank	(1,017,472,000)	(1,403,756,000)	(126,559,000)
Net cash used in financing activities	(30,127,000)	(33,128,000)	(41,058,000)
Net increase (decrease) in cash and cash equivalents	12,233,000	(8,090,000)	(15,835,000)
Cash and cash equivalents, beginning of year	17,191,000	25,281,000	41,116,000
Cash and cash equivalents, end of year	$ 29,424,000	$ 17,191,000	$ 25,281,000