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Note I - Income Taxes - Deferred Taxes Included in Other Assets (Details) - USD ($)
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2014
Allowance for loan losses $ 883,000 $ 1,121,000  
Employee benefit plans' liabilities 3,189,000 3,117,000  
Unrealized loss on available for sale securities, charged from equity 973,000  
Loss on credit impairment of securities 356,000 356,000  
Earned retiree health benefits plan liability 1,049,000 1,048,000  
General business and AMT credits 1,707,000 1,750,000  
Tax net operating loss carryforward 2,048,000 2,118,000  
Other 863,000 943,000  
Valuation allowance (7,099,000) (8,642,000) $ (8,140,000)
Deferred tax assets 2,996,000 2,784,000  
Unrealized gain on available for sale securities, charged from equity 342,000  
Unearned retiree health benefits plan asset 381,000 298,000  
Bank premises and equipment 2,047,000 2,235,000  
Other 226,000 251,000  
Deferred tax liabilities 2,996,000 2,784,000  
Net deferred taxes $ 0 $ 0