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Consolidated Statements of Income - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Interest income:      
Interest and fees on loans $ 13,812,000 $ 13,265,000 $ 12,970,000
Interest and dividends on securities:      
U. S. Treasuries 1,077,000 1,410,000 1,602,000
U.S. Government agencies 477,000 471,000 531,000
Mortgage-backed securities 3,208,000 2,633,000 1,320,000
Collateralized mortgage obligations 192,000
States and political subdivisions 1,745,000 1,744,000 1,634,000
Other investments 71,000 22,000 26,000
Interest on balances due from depository institutions 346,000 205,000 420,000
Total interest income 20,928,000 19,750,000 18,503,000
Interest expense:      
Deposits 2,998,000 2,354,000 1,373,000
Federal funds purchased and securities sold under agreements to repurchase 10,000 3,000
Borrowings from Federal Home Loan Bank 248,000 294,000 47,000
Total interest expense 3,246,000 2,658,000 1,423,000
Net interest income 17,682,000 17,092,000 17,080,000
Provision for allowance for loan losses 122,000 116,000
Net interest income after provision for allowance for loan losses 17,682,000 16,970,000 16,964,000
Non-interest income:      
Gain on liquidation, sales and calls of securities 147,000 134,000
Gain on sale of other investments 16,995
Income (loss) from other investments (168,000) (274,000) 42,000
Increase in cash surrender value of life insurance 440,000 455,000 458,000
Gain from death benefits from life insurance 429,000
Other income 532,000 460,000 481,000
Total non-interest income 6,367,000 6,103,000 6,965,000
Non-interest expense:      
Salaries and employee benefits 10,701,000 10,891,000 10,949,000
Net occupancy 2,187,000 2,004,000 2,121,000
Equipment rentals, depreciation and maintenance 3,084,000 3,134,000 3,006,000
Other expense 6,398,000 6,451,000 6,175,000
Total non-interest expense 22,370,000 22,480,000 22,251,000
Income before income taxes 1,679,000 593,000 1,678,000
Income tax benefit 0 (36,000) (1,080,000)
Net income $ 1,679,000 $ 629,000 $ 2,758,000
Basic and diluted earnings per share (in dollars per share) $ 0.34 $ 0.13 $ 0.54
Dividends declared per share (in dollars per share) $ 0.03 $ 0.02 $ 0.01
Trust Department Income and Fees [Member]      
Non-interest income:      
Revenue from contract with customer $ 1,614,000 $ 1,708,000 $ 1,689,000
Service Charges on Deposit Accounts [Member]      
Non-interest income:      
Revenue from contract with customer $ 3,802,000 $ 3,737,000 $ 3,732,000