Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest income:
Interest and fees on loans	$ 4,456,517	$ 4,814,583	$ 13,744,465	$ 14,695,051
Interest and dividends on securities:
U.S. Treasuries	54,069	77,382	181,198	402,860
U.S. Government agencies	1,254,858	1,620,180	4,405,916	6,232,606
Mortgage-backed securities	37,773		68,730	518,924
States and political subdivisions	339,376	332,366	1,068,833	1,005,963
Other investments	12,351	14,769	20,990	22,423
Interest on federal funds sold	1,686	4,496	6,425	9,832
Total interest income	6,156,630	6,863,776	19,496,557	22,887,659
Interest expense:
Deposits	510,585	826,304	1,864,702	2,493,090
Long-term borrowings	39,967	57,894	135,434	304,098
Federal funds purchased and securities sold under agreements to repurchase	173,859	249,005	515,427	811,746
Total interest expense	724,411	1,133,203	2,515,563	3,608,934
Net interest income	5,432,219	5,730,573	16,980,994	19,278,725
Provision for allowance for losses on loans	544,000	1,045,000	1,731,000	3,780,000
Net interest income after provision for allowance for losses on loans	4,888,219	4,685,573	15,249,994	15,498,725
Non-interest income:
Trust department income and fees	361,346	352,712	1,031,269	942,949
Service charges on deposit accounts	1,493,674	1,513,957	4,367,848	4,665,945
Gain on sales or calls of securities	786,353	92,023	793,527	1,659,509
Increase in cash surrender value	123,798	126,444	381,478	382,388
Gain on death benefits from life insurance	80,621		469,740
Other income	114,438	128,002	390,600	380,006
Total non-interest income	2,960,230	2,213,138	7,434,462	8,030,797
Non-interest expense:
Salaries and employee benefits	3,393,984	3,393,160	10,165,371	10,203,623
Net occupancy	573,274	604,669	1,842,444	1,673,567
Equipment rentals, depreciation and maintenance	739,997	911,225	2,562,209	2,797,990
FDIC assessments	430,204	400,307	1,273,116	1,141,211
Other expense	2,281,314	1,621,950	5,506,223	4,731,194
Total non-interest expense	7,418,773	6,931,311	21,349,363	20,547,585
Income (loss) before income taxes	429,676	(32,600)	1,335,093	2,981,937
Income tax expense (benefit)	(148,000)	(397,000)	(490,000)	300,000
Net income	$ 577,676	$ 364,400	$ 1,825,093	$ 2,681,937
Basic and diluted earnings per share	$ 0.12	$ 0.07	$ 0.36	$ 0.52
Dividends declared per share			$ 0.09	$ 0.11