Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest income:
Interest and fees on loans	$ 4,381,186	$ 4,893,342	$ 9,287,948	$ 9,880,468
Interest and dividends on securities:
U.S. Treasuries	63,266	131,216	127,129	325,478
U.S. Government agencies	1,711,696	2,312,723	3,151,058	4,612,426
Mortgage-backed securities	30,957	132,048	30,957	518,924
States and political subdivisions	360,357	316,668	729,458	673,597
Other investments	2,421	3,203	8,639	7,654
Interest on federal funds sold	3,386	1,557	4,738	5,336
Total interest income	6,553,269	7,790,757	13,339,927	16,023,883
Interest expense:
Deposits	651,406	849,297	1,354,117	1,666,786
Long-term borrowings	45,402	109,559	95,467	246,204
Federal funds purchased and securities sold under agreements to repurchase	169,545	276,351	341,568	562,741
Total interest expense	866,353	1,235,207	1,791,152	2,475,731
Net interest income	5,686,916	6,555,550	11,548,775	13,548,152
Provision for allowance for losses on loans	546,000	1,585,000	1,187,000	2,735,000
Net interest income after provision for allowance for losses on loans	5,140,916	4,970,550	10,361,775	10,813,152
Non-interest income:
Trust department income and fees	323,468	282,941	669,923	590,237
Service charges on deposit accounts	1,455,146	1,579,485	2,874,174	3,151,988
Gain on sales or calls of securities	7,174	1,563,441	7,174	1,567,486
Increase in cash surrender value	125,380	126,344	257,680	255,944
Gain from redemption of life insurance	389,119		389,119
Other income	151,035	132,316	276,162	252,005
Total non-interest income	2,451,322	3,684,527	4,474,232	5,817,660
Non-interest expense:
Salaries and employee benefits	3,395,090	3,398,188	6,771,387	6,810,463
Net occupancy	655,236	544,121	1,269,170	1,068,898
Equipment rentals, depreciation and maintenance	951,812	951,312	1,822,212	1,886,765
FDIC assessments	437,086	390,517	842,912	740,904
Other expense	1,535,141	1,402,857	3,224,909	3,109,245
Total non-interest expense	6,974,365	6,686,995	13,930,590	13,616,275
Income before income taxes	617,873	1,968,082	905,417	3,014,537
Income tax expense (benefit)	(192,000)	522,000	(342,000)	697,000
Net income	$ 809,873	$ 1,446,082	$ 1,247,417	$ 2,317,537
Basic and diluted earnings per share	$ 0.16	$ 0.28	$ 0.24	$ 0.45