Consolidated Statements of Condition (USD $)	Jun. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 45,605,429	$ 24,146,939
Available for sale securities	319,529,536	287,078,463
Held to maturity securities, fair value of $2,006,142 at June 30, 2011; $2,010,430 at December 31, 2010	1,916,323	1,914,879
Other investments	3,843,455	3,926,371
Federal Home Loan Bank Stock, at cost	2,153,000	2,281,200
Loans	393,389,744	409,898,757
Less: Allowance for loan losses	6,713,484	6,650,258
Loans, net	386,676,260	403,248,499
Bank premises and equipment, net of accumulated depreciation	28,853,143	29,756,239
Other real estate	8,163,237	5,744,150
Accrued interest receivable	3,532,014	3,292,430
Cash surrender value of life insurance	16,076,138	15,951,117
Prepaid FDIC assessments	2,898,420	3,652,972
Other assets	1,968,018	5,552,225
Total assets	821,214,973	786,545,484
Deposits:
Demand, non-interest bearing	109,784,048	108,277,985
Savings and demand, interest bearing	217,789,641	193,631,209
Time, $100,000 or more	124,242,102	134,667,660
Other time deposits	46,603,645	47,562,661
Total deposits	498,419,436	484,139,515
Federal funds purchased and securities sold under agreements to repurchase	169,044,469	140,102,019
Borrowings from Federal Home Loan Bank	28,955,873	42,957,016
Other liabilities	18,547,716	17,990,072
Total liabilities	714,967,494	685,188,622
Shareholders' Equity:
Common stock, $1 par value, 15,000,000 shares authorized, 5,136,918 and 5,151,139 shares issued and outstanding at June 30, 2011 and December 31, 2010	5,136,918	5,151,139
Surplus	65,780,254	65,780,254
Undivided profits	33,909,136	33,302,381
Accumulated other comprehensive income (loss), net of tax	1,421,171	(2,876,912)
Total shareholders' equity	106,247,479	101,356,862
Total liabilities & shareholders' equity	$ 821,214,973	$ 786,545,484