XML 417 R291.htm IDEA: XBRL DOCUMENT v3.23.1
Insurance Contracts - Summary of Movements in Insurance (Detail) - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Disclosure of types of insurance contracts [Line Items]    
Beginning balance € 124,422  
Beginning balance 20,992  
Ending balance 21,184 € 20,992
Ending balance 87,309 124,422
Life insurance general account [member]    
Disclosure of types of insurance contracts [Line Items]    
Beginning balance 110,691 109,062
Beginning balance 19,409 17,421
Disposals (576)  
Portfolio transfers and acquisitions (18) (26)
Unwind of discount / interest credited 1,115 828
Gross premium and deposits – existing and new business 6,070 6,033
Unwind of discount / interest credited 3,593 4,037
Insurance liabilities released (10,364) (9,490)
Changes in valuation of expected future benefits (2,840) (1,635)
Loss recognized as a result of liability adequacy testing (2,239) (236)
Shadow accounting adjustments (3,352) (1,821)
Net exchange differences 4,338 4,713
Net exchange differences 1,201 1,342
Transfer (to) / from insurance (reinsurance) contracts 273 36
Ending balance 19,595 19,409
Transfers to disposal groups (30,491)  
Other 0 17
Ending balance 75,084 110,691
Insurance contracts for general account [member]    
Disclosure of types of insurance contracts [Line Items]    
Beginning balance 4,120 3,965
Gross premium and deposits – existing and new business 1,142 1,276
Unwind of discount / interest credited 199 192
Insurance liabilities released (1,885) (1,562)
Changes in valuation of expected future benefits 91 (36)
Shadow accounting adjustments (30) (7)
Loss recognized as a result of liability adequacy (11) (3)
Net exchange differences 276 296
Other (2) (1)
Ending balance 3,901 4,120
Non-Life insurance [member]    
Disclosure of types of insurance contracts [Line Items]    
Beginning balance 9,611 9,118
Beginning balance 1,245 1,144
Disposals (115) (25)
Portfolio transfers and acquisitions 0 1
Unwind of discount / interest credited 91 83
Gross premium and deposits – existing and new business 1,310 1,508
Unwind of discount / interest credited 536 479
Insurance liabilities released (1,198) (992)
Changes in valuation of expected future benefits 41 (36)
Change in unearned premiums (488) (731)
Change in unexpired risks 0  
Incurred related to current year 642 670
Incurred related to prior years 262 267
Release for claims settled current year (211) (269)
Release for claims settled prior years (822) (757)
Shadow accounting adjustments (734) (153)
Change in IBNR (98) (59)
Net exchange differences 550 592
Net exchange differences 78 84
Ending balance 1,255 1,245
Transfers to disposal groups (961)  
Other 0 (1)
Ending balance 8,324 9,611
Insurance Contracts for Account of Policyholders [member]    
Disclosure of types of insurance contracts [Line Items]    
Beginning balance 149,323 135,441
Disposals (192)  
Portfolio transfers and acquisitions (73) (547)
Gross premium and deposits – existing and new business 4,831 5,532
Unwind of discount / interest credited (24,402) 14,994
Insurance liabilities released (10,190) (13,199)
Fund charges released (1,681) (1,680)
Changes in valuation of expected future benefits (1,121) (145)
Net exchange differences 3,773 8,144
Transfer (to) / from insurance (reinsurance) contracts (284) 783
Transfers to disposal groups (19,577)  
Other 0 1
Ending balance € 100,409 € 149,323