Provisions

12 Months Ended

Dec. 31, 2019

38 Provisions


	2019			2018
At January 1		320			210
Additional provisions		42			231
Disposals		(60	)		(94	)
Unused amounts reversed through the income statement		(3	)		(1	)
Used during the year		(90	)		(34	)
Net exchange differences		5			8
At December 31		214			320
Current		137			275
Non-current		77			45

The provisions as at December 31, 2019 mainly consist of litigation provisions of EUR 90 million (2018: EUR 198 million) mainly related to a settlement in the US relating to increases in monthly deduction rates on universal life products (refer to note 45 Commitments and contingencies), restructuring provisions of EUR 43 million (2018: EUR 30 million), provisions regarding fees payable upon purchase and surrender of unit-linked policies in the Polish Life Insurance portfolio of EUR 14 million (2018: EUR 17 million) and other provisions of EUR 66 million (2018: EUR 76 million) including the remaining provision related to the harbor workers’ former pension fund Optas.