XML 562 R300.htm IDEA: XBRL DOCUMENT v3.19.1
Insurance Contracts - Summary of Movements in Insurance (Detail) - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Disclosure of types of insurance contracts [Line Items]    
Beginning balance € 110,818  
Beginning balance 19,202  
Ending balance 20,507 € 19,202
Ending balance 115,294 110,818
Life insurance general account [member]    
Disclosure of types of insurance contracts [Line Items]    
Beginning balance 98,422 105,763
Beginning balance 17,419 9,714
Acquisitions 0 0
Disposals 0 0
Unwind of discount / interest credited 860 533
Portfolio transfers and acquisitions 95 139
Gross premium and deposits - existing and new business 6,293 6,498
Unwind of discount / interest credited 3,711 4,200
Changes in valuation of expected future benefits 109 823
Insurance liabilities released (9,582) (9,247)
Changes in valuation of expected future benefits 617 (1,145)
Loss recognized as a result of liability adequacy testing 49 843
Shadow accounting adjustments 303 (92)
Net exchange differences 3,087 (8,598)
Net exchange differences 858 (1,698)
Transfer (to) / from insurance contracts   23
Transfer (to) / from insurance contracts for account of policyholders   135
Ending balance 18,712 17,419
Transfers to disposal groups   (239)
Other 1 (43)
Ending balance 102,418 98,422
Insurance contracts for general account [member]    
Disclosure of types of insurance contracts [Line Items]    
Beginning balance 3,913 4,739
Gross premium and deposits - existing and new business 1,441 1,625
Unwind of discount / interest credited 199 175
Insurance liabilities released (1,557) (2,005)
Change in unearned premiums   1
Changes in valuation of expected future benefits 190 (57)
Shadow accounting adjustments (11) (1)
Loss recognized as a result of liability adequacy (4) (1)
Net exchange differences 205 (558)
Other 2 (4)
Ending balance 4,377 3,913
Non-life insurance [member]    
Disclosure of types of insurance contracts [Line Items]    
Beginning balance 8,484 9,066
Beginning balance 1,327 1,481
Acquisitions 0 0
Disposals 0 0
Unwind of discount / interest credited 84 89
Portfolio transfers and acquisitions   5
Gross premium and deposits - existing and new business 1,563 1,893
Unwind of discount / interest credited 450 444
Changes in valuation of expected future benefits   28
Insurance liabilities released (1,052) (1,065)
Changes in valuation of expected future benefits (8) 173
Change in unearned premiums (742) (1,017)
Change in unexpired risks 2 3
Incurred related to current year 747 750
Incurred related to prior years 195 231
Release for claims settled current year (278) (287)
Release for claims settled prior years (704) (717)
Shadow accounting adjustments 459 (76)
Change in IBNR (51) (79)
Net exchange differences 354 (986)
Net exchange differences 65 (180)
Ending balance 1,356 1,327
Other (2) (5)
Ending balance 8,499 8,484
Insurance Contracts for Account of Policyholders [member]    
Disclosure of types of insurance contracts [Line Items]    
Beginning balance 122,168 120,929
Portfolio transfers and acquisitions (140) (259)
Gross premium and deposits - existing and new business 9,716 12,144
Unwind of discount / interest credited (5,311) 13,349
Insurance liabilities released (10,471) (10,882)
Fund charges released (1,671) (1,746)
Changes in valuation of expected future benefits (245) 100
Net exchange differences 3,092 (10,289)
Transfer (to) / from insurance contracts (27) (135)
Transfers to disposal groups   (1,359)
Other 2 317
Ending balance € 117,113 € 122,168