9 Income from reinsurance ceded

2018

2017

2016

Recovered claims and benefits

3,127

3,669

3,477

Change in technical provisions

372

497

(26

)

Commissions

241

122

236

Total

3,740

4,288

3,687

Income from reinsurance ceded decreased by EUR 549 million compared to 2017, mainly due to the completion of the part VII transfers of the annuity portfolios in the UK in 2017. Refer to note 51 Business combinations for more details on these transactions.