6-K

                       Securities and Exchange Commission
                             Washington, D.C. 20549




                                    Form 6-K




                            Report of Foreign Issuer

                      Pursuant to Rule 13a-16 or 15d/16 of
                       the Securities Exchange Act of 1934



                                  November 2002



                                   AEGON N.V.



                                  50 AEGONplein
                                2591 TV THE HAGUE
                                 The Netherlands



AEGON's press release, dated November 7, 2002, is included as appendix and
incorporated herein by reference.

                                    SIGNATURE



Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.


                                      AEGON N.V.
                                      ---------------------------------------
                                      (Registrant)



Date: November 7, 2002                 By  E.Lagendijk
                                           -----------------------------------
                                           E. Lagendijk
                                           Senior Vice President and
                                           General Counsel

EX-99.1

[AEGON LOGO]                                                    [ICA LOGO]

                                     001053
                                                                   Exhibit 99.1

                                                            PRESS RELEASE

ICA AHOLD AND AEGON TO AGREE ON JOINT VENTURE

ICA Ahold and AEGON The Netherlands expect to conclude negotiations on a 50/50
joint venture in the ICA Ahold subsidiary ICA Banken (based in Solna, Sweden),
for the provision of financial services through ICA Ahold's retail network
outlets initially in Sweden.

AEGON intends to acquire a 50% stake in ICA Banken, a subsidiary of ICA Ahold,
launched last year, which offers financial services to ICA Ahold customers in
Sweden. AEGON and ICA Ahold, the leading food retail group in Scandinavia, and a
50% subsidiary of Koninklijke Ahold NV, plan to accelerate the development of
ICA Banken and expand the range of products and services provided.

ICA Ahold successfully entered the financial services market in Sweden over the
past decade, offering a limited number of saving and credit products to its one
million financial services customers. AEGON will contribute its global financial
services expertise, including the experience gained in its AH-Geldzaken joint
venture with Albert Heijn, an Ahold subsidiary in The Netherlands. AH-Geldzaken
has attracted more than 260,000 customers for its saving product since March
2001.

This joint venture will be subject to the regulatory approvals of the relevant
authorities.

Johan van der Werf, member of the Executive Board of AEGON N.V., comments on
this planned joint venture: "For AEGON it is worthwhile entering a promising
region by teaming up with a reliable and reputable partner with a strong brand
and strong presence in its markets. Together with ICA Ahold, AEGON aims to build
a profitable financial services provider that in the end may serve the whole
Nordic region with both banking and insurance services. AEGON can contribute its
successful direct marketing expertise from across the world."

Kenneth Bengtsson, President and CEO of ICA Ahold AB, says: "Together with AEGON
we can strengthen ICA Banken's high quality customer offerings even further. By
forming this joint venture we combine ICA's strong brand and market knowledge,
with AEGON's extensive competence within asset management, financial risk
management and development of financial products. For the customer, the new
ownership structure will result in even more reliable and extensive financial
services, as well as a faster introduction of new financial services."

More information will be provided when the negotiations have been concluded.

About AEGON

AEGON N.V. is the holding company of one of the world's largest listed life
insurance groups, ranked by market capitalization and assets. The Group was
founded in 1983, with roots in the Netherlands extending back over 150 years.
The AEGON Group is dedicated to creating better futures for all its
stakeholders, operating through locally managed units in four major markets: the
United States, Canada, the Netherlands and the United Kingdom. The Group is also
present in a number of other countries, among which Hungary, Spain, Germany,
Taiwan and China, and has a representative office in India. The Group employs
over 25,000 people worldwide and has its headquarters in The Hague, the
Netherlands. Over 80% of AEGON's business comprises life insurance, pensions and
related savings and investment products. The Group is also active in accident
and health insurance, general insurance, and limited banking activities. AEGON
recognizes that a modern company's license to operate is defined both by its
ability to create value for shareholders and policyholders and its respect for
wider corporate, social and environmental responsibilities.



About ICA Ahold

The ICA Group (ICA Ahold AB) is the leading retailing group in the Nordic region
with 3,100 stores in Scandinavia and the Baltic countries. In addition, ICA
Ahold and Statoil jointly own and operate 1,500 Statoil service stations across
Scandinavia. ICA Ahold is owned by ICA Forbundet Invest AB (30%), Canica AS of
Norway (20%) and Koninklijke Ahold N.V. of the Netherlands (50%). Through
Koninklijke Ahold, the ICA Group is part of a worldwide retailing network.

Safe harbor

The statements contained herein that are not historical facts are
forward-looking statements within the meaning of the Private Securities
Litigation Reform Act. Forward-looking statements are made based upon
management's current expectations and beliefs concerning future developments and
their potential effects upon the company. There can be no assurance that future
developments affecting the company will be those anticipated by management.
Actual results may differ materially from those included in the forward-looking
statements.

These forward-looking statements involve risks and uncertainties including, but
not limited to, the following: (1) changes in general economic conditions,
including the performance of financial markets and interest rates; (2) customer
responsiveness to both new products and distribution channels; (3) competitive,
legal, regulatory, or tax changes that affect the distribution cost of or demand
for the company's products; (4) acts of God; (5) terrorism and acts of war; (6)
mortality, morbidity and other factors that may affect the profitability of the
company's insurance products; and (7) the company's failure to achieve
anticipated levels of earnings or operational efficiencies as well as other cost
saving initiatives.
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The Hague, 7 November 2002

Inquiries
AEGON N.V.
Group Communications                                  Investor Relations
+31 70 344 83 44                                        +31 70 344 83 05

For further information about AEGON N.V visit the website www.aegon.com For
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further information about ICA Ahold AB visit the website www.ica.se
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